Renters Insurance Throughout Texas

Even if you don’t own the property you live in, you still have personal belongings to insure. Renters insurance offers coverage for losses caused by theft, fire and other covered events, plus liability insurance if someone is injured in your rental.

Whether you lease an apartment, condo or single-family home, this policy offers valuable financial support.

What This Policy Can Include

A renters insurance policy can include common coverage to help you recover after a covered loss. You must work with insurance experts to find a policy suited to your needs.

• Personal property coverage may help pay to repair or replace items like furniture, electronics and clothing if they are stolen or damaged.
• Liability coverage may help cover medical expenses or legal fees if someone is injured in your rental.
• Additional living expenses coverage may help with temporary housing and meal costs if your rental becomes uninhabitable after a covered event.
• Medical payments coverage may help cover minor medical costs for guests injured in your home, regardless of fault.

Depending on your needs, optional policy enhancements may also be available for high-value items or risks such as water backup.

Is Renters Insurance Required?

Many landlords require renters insurance as a condition of the lease. Even if it’s not mandatory, this coverage can reduce the financial impact of everyday accidents, property damage or temporary displacement.

Choosing Your Coverage

AAAA Insurance helps tenants across Houston understand their coverage options and build renters insurance policies that fit their situation. Contact us today to request a quote or review what your policy should include.